Travel with peace of mind
Travel Insurance 101
A little know-how goes a long way. Here's what travel insurance is, why it matters, and how to get a free quote for your trip.
The basics
Why Travel Insurance Matters
At its heart, travel insurance protects you against the unexpected — the mishaps, big and small, that can happen before or during a trip. A cancelled flight, a lost bag, or a medical emergency far from home can turn into a serious expense, and travel insurance helps take that worry off your plate.
The right coverage depends on your trip. Plans differ for Canadian residents travelling abroad and for visitors coming to Canada, and you can usually choose coverage for a single upcoming trip or for every trip you take within a year if you travel often.
Good to know
Main Types of Coverage
Emergency medical and trip cancellation are the two foundations of most policies. Here's a quick look at what they mean.
Emergency Medical
If you get sick or injured on your trip, this helps cover hospital and medical costs and gives you access to emergency assistance when you need it most.
Trip Cancellation & Interruption
Helps you recover prepaid, non-refundable costs — like flights and accommodations — if you have to cancel before you go, or cut your trip short, for a covered reason.
Added Protection
Many plans also include supplementary benefits such as travel delay, baggage loss or delay, and travel accident coverage to help reduce stress when plans go sideways.
Residents & visitors. There are plans for Canadians heading abroad and separate plans for visitors coming to Canada.
Single trip or multi-trip. Cover one upcoming trip, or every trip you take within a year if you travel often.
This page is general information only, not insurance advice. Coverage, benefits, limits and pricing vary by plan and provider — get a free quote and review the policy for full terms, conditions and exclusions before you travel.
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Questions about your trip? Get in touch with Sherry